Bancóldex is a Colombian development bank dedicated to promoting business growth and foreign trade. It serves a wide range of clients, primarily focusing on micro, small, and medium-sized enterprises (MSMEs). Operating in the financial sector, Bancóldex offers a variety of financial services including direct credit solutions and credit through financial partners. Additionally, it provides non-financial services aimed at enhancing knowledge and information to meet the needs of Colombian companies. The bank's business model revolves around supporting exports, boosting productivity, and enhancing competitiveness, all while contributing to environmental protection and climate change mitigation. Bancóldex generates revenue through interest on loans and fees for its financial services. The bank also plays a crucial role in regional development by fostering competitive business environments.

Keywords: development bank, business growth, foreign trade, MSMEs, financial services, non-financial services, productivity, competitiveness, environmental protection, climate change mitigation.