Cashkumar is a peer-to-peer (P2P) lending platform that connects investors with small businesses in need of working capital. Operating under the regulatory framework of the Reserve Bank of India (RBI), Cashkumar offers an attractive investment opportunity with returns up to 12%. The platform primarily serves businesses in tier 2 and tier 3 cities, including kirana stores and commodity merchants, providing them with the necessary credit to meet their daily operational needs. Cashkumar's business model revolves around facilitating loans from individual investors to small businesses, ensuring reduced risk and high liquidity for the investors. The company makes money by charging a fee for its matchmaking services and managing the loan disbursement and repayment processes. With a user-friendly interface, Cashkumar has gained significant traction and visibility in the financial services sector since its inception in August 2015. The platform also offers educational content through its blog, focusing on personal finance, credit, and P2P loans from both borrower and lender perspectives.

Keywords: P2P lending, working capital, small businesses, tier 2 cities, tier 3 cities, kirana stores, commodity merchants, high returns, low risk, RBI regulated.