Earny is a financial technology company that specializes in providing cashback and price protection services for online shoppers. The company operates primarily in the United States and targets consumers who frequently shop online and are looking to maximize their savings. Earny's core product is an app that automatically tracks users' online purchases and secures refunds when prices drop, ensuring users get the best possible deals. The business model is based on partnerships with major credit card companies like Chase, Citibank, and Mastercard, as well as affiliate marketing, where Earny earns a commission on purchases made through its platform. Earny makes money by taking a small percentage of the cashback and refunds it secures for its users. The app is free to join, making it accessible to a wide range of consumers.

Keywords: cashback, price protection, refunds, online shopping, financial technology, credit card partnerships, affiliate marketing, savings, consumer app, automatic tracking.