FOMO Pay is a Singapore-based fintech company specializing in comprehensive payment solutions for both in-store and online transactions. The company serves a diverse range of clients, including retail merchants, e-commerce platforms, and financial institutions. Operating primarily in the Southeast Asian market, FOMO Pay leverages the SG QR code, a standardized QR code system endorsed by the Payments Council of Singapore, to facilitate seamless electronic payments across various domestic and international payment schemes, e-wallets, and banks.

FOMO Pay's business model revolves around providing a single, integrated payment solution that simplifies the payment process for merchants and enhances the customer experience. The company offers a variety of industry-specific solutions, including a free mobile application, standalone POS machines, and integration with existing POS systems. For online stores, FOMO Pay supports credit card and mobile wallet payments through a single integration, offering a tailored checkout experience that dynamically lists the best payment options based on customer preferences, location, and risk profile.

Revenue is generated through transaction fees, subscription services for advanced features, and partnerships with financial institutions. The company's focus on security includes automatic fraud screening, 24-hour transaction monitoring, and robust protection policies to ensure the safety of both businesses and their customers.

Keywords: fintech, payment solutions, SG QR code, e-wallets, POS integration, online transactions, fraud protection, Southeast Asia, merchant services, customer experience.